About the return of layaway?
Probably not what Louis Hyman has to say.
Laid Flat by Layaway. (The New York Times, 10/12/2011)
Excerpt: Indeed, rather than reminding us of the morally upright, pre-credit days we left behind, the return of layaway should remind us that in many ways we’re still stuck in that decade: since the early 1970s, the median male wage has declined. Any rise in household earnings has come from more women entering the marketplace, not from higher wages.